INDIVIDUAL HEALTH INSURANCE

ILLINOIS RESIDENTS ONLY!

Open enrollment is November 1 – January 15 (Enroll by December 15 for the plan to start January 1)

To enroll in health insurance during the open enrollment period please visit Get Covered Illinois. Get Covered Illinois is the state’s official health insurance marketplace where Illinoisans can shop for, compare and enroll in high-quality health insurance vetted by the state. Get Covered Illinois is the only place you can apply for and receive tax credits to help cover the cost of your coverage. Once at the website, you can review information about obtaining coverage, what to do if you lost Medicaid coverage, and explore if you qualify for tax credits to lower the cost of your coverage.

Plans cover:

• Pre-existing conditions are covered
• Meets all requirements of the Affordable Care Act
• Preventative Care such as vaccines, screenings and routine exams covered at no cost

To create an account:

If you need assistance creating your Get Covered Illinois account, please contact Get Covered Illinois at 866-311-1119

1. Go to Get Covered Illinois to see if you qualify to enroll in a plan
2. At the top of the website click the yellow “Enroll” button 
3. Click the third option that says “Login in or create account”
4. If you haven’t already created an account on the Get Covered website, click “Register Now”
5. You will be directed to a page that says “Set up your Get Covered Illinois account”. Thoroughly complete all of the information
6. Once the account is created click “continue” to login to your account
7. You may need to confirm contact information
8. Click “Go to Dashboard”
9. Now you are ready to “start the application”
10. There will be a “Verify your Identity” disclaimer. Once you have read the disclaimer, click “Get Started”
11. When creating your account, please make sure to enter all the information accurately, including your Social Security Number. There will be a verification step, and accurate information will make the process simpler
12. Once you have confirmed all information, click “save & continue”
13. Your screen will say “Help Applying for Coverage”
14. Select the second option – I am being assisted by a certified professional (broker or assister)
15. Just under that option, there is a link that says “licensed broker or assister”. Click the link
16. On the “Get Free Help” page, select “Find a Certified Broker Near You”
17. Under “Search by Name Enter “Debra Gaetano“, which will then show as HUB International. By entering this information, we can assist you with selecting a plan that best suits your needs and ensure you have completed the information accurately.
18. Click on the name Debra Gaetano, which is a hyperlink
19. Click the “Select Broker” button
20. Complete and sign the Broker Designation page and click “confirm”
21. Click “close”
22. This will then take you to your application. Click “Save and Continue”
23. You are now starting the application process and need to respond to all questions
24. On the “About Your Household” page, you will need to select if you are seeking coverage and add any additional household members seeking coverage
25. Confirm the information on the summary page
26. On the “Get Ready” page, you will need information for everyone in your “tax household” which includes anyone you file taxes with or anyone who claims you on their taxes. Note, it is important that this information be accurate to avoid tax penalties at the end of the year. When calculating the Annual Income, it is for the year you are applying for coverage and must include the total income for everyone listed on your tax return. If someone else claims you on their taxes, their income and the income of all people they file on their tax return needs to be included
27. Complete the “Personal Information”
28. When you are asked “income information” it is referring to the estimated 2026 income for anyone included on the tax household.
29. When you get to the “Final Review” page, verify that all information is correct.  If it did not previously require you to verify your identity, it may ask you to do so now
30. You will now be able to complete the Sign and Submit page. Once completed, click “Submit Application”
31. You will now see your 2026 Eligibility Summary. At the bottom click “Go to Dashboard”
32. You can now “Shop for Plans”
33. We recommend you only enroll in health insurance (we recommend enrolling in dental and vision directly through the College of Lake County)
34. Once you have created an account and selected your broker, feel free to contact our Support Team at 877-247-8877 or send